Marriage brings with it a whole lot of hurdles. You've agreed to share your life with someone, and that oftentimes implies a shared bank account. If there isn't a flow, a mutual understanding between partners over how that money's going to be spend, then a whole lot of drama can end up breaking out. It sounds like this guy's wife is operating on a very different frequency for what she considers to be sound investment opportunities. So, he consulted the moral judges of Reddit's AITA community to see whether or not he'd be in the wrong for choosing to open a separate bank account if her habits don't change.
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